Credit Card
Visa’s Updated Merchant Risk Program: Navigating the New High-Risk Tiers and Fee Adjustments
Visa’s recent overhaul of its high-risk merchant assessment program, now dubbed the...
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New York’s Disclosure Law on Credit Card Surcharges
New York’s City Disclosure Law, which modifies Section 518 of the New York General Business Law, requires...
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American Express Stops Allowing Delta 8 Processing for Merchants
In a significant policy shift, AllayPay became aware on January 5, 2024, that American Express will no...
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Visa to Lower its Chargeback and Fraud Ratios for Merchants
Visa Inc. will lower its merchant dispute and fraud ratios in October. Merchants that exceed...
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Friendly Fraud: How it Damages Merchants
Friendly fraud happens when consumers request a chargeback from the bank rather than a refund from the merchant. This...
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The Effect of Visa’s Surcharging Maximum Decrease on Businesses and Customers from 4% to 3%
Although the proposal is sure to encounter opposition, Visa intends to reduce...
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Why Small Businesses Should Make the Change to Plastic
For a small-business owner, plastic is important for two reasons: The purchase of goods for their...
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What are Chargebacks and Can You Prevent Them?
Chargebacks are a form of consumer protection that let people challenge fraudulent transactions that were made to...
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Credit Card Processing for Amanita Muscaria Mushrooms
What Is Amanita Muscaria? Amanita Muscaria mushrooms are commonly found in temperate and boreal regions of the Northern...
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